FCRA Compliant
CROA Certified
Secure Data

Schedule a no-obligation 15-minute consultation to discuss your credit and funding goals.

All strategies follow FCRA and state regulations—protecting your rights every step.

Every client receives a customized roadmap based on their unique
financial situation.
Inaccurate credit reports preventing you from securing loans, mortgages, or business funding.
Fraudulent accounts destroying your financial reputation and creditworthiness.

Credit access issues restricting your ability to scale and expand operations.

Professional credit analysis and dispute resolution to improve your credit profile ethically and effectively.

Strategic preparation to qualify for business funding, loans, and credit lines with confidence.

Complete restoration services to reclaim your financial identity and rebuild your credit after fraud.

Mortgage readiness, investor credit optimization, HELOC positioning for businesses and individuals.

Loan accuracy audits, servicer compliance, discharge navigation to unlock vendor accounts, loans, and funding.

Authorized user tradeline opportunities for qualified applicants. Application required.

Authorized user tradeline opportunities for qualified applicants. Application required.
★★★★★
"After identity theft destroyed
my credit, Blueprint Forward
helped me remove 6 fraudulent
accounts. My score went from
520 to 680 in 5 months. Ray
and his team actually care."
Sarah M.
Tampa, FL
★★★★★
"I was denied for a mortgage twice. Blueprint Forward cleaned up my collections and got my score to 720. Just closed on my first home!"
Michael C.
Atlanta, GA
★★★★★
"The business credit program was incredible. They helped me build business credit from zero and I qualified for $50K in funding for my restaurant."
James R.
Miami, FL
We analyze your current situation and identify opportunities
15 minutes
Tailored action plan created specifically for your goals
1-2 days
We execute the strategy on your behalf with full transparency
3-12 months
Track progress and achieve your financial objectives
Ongoing
Yes! Credit repair is 100% legal under the Fair Credit Reporting Act (FCRA). You have the legal right to dispute inaccurate, incomplete, or unverifiable information on your credit report. We follow all federal and state laws, including CROA (Credit Repair Organizations Act)
By law, we cannot guarantee specific credit score increases or that all negative items will be removed. What we guarantee: honest assessment, strategic approach, full legal compliance, complete transparency. 90-Day Service Guarantee: We stand behind our service quality. You may cancel within 90 days in accordance with our refund policy. However, we cannot guarantee specific deletions or score increases.
Most clients see their first results within 60-90 days. Credit bureaus have 30-45 days to investigate disputes, so results don't happen overnight. Complete credit repair typically takes 3-12 months depending on your individual situation. We'll give you a realistic timeline during your free consultation.
Yes! You absolutely can dispute credit errors yourself at no cost. However, most people hire us because: (1) We know exactly what to dispute and how, (2) We handle all paperwork and follow-ups, (3) We understand FCRA laws and bureau procedures inside-out, (4) You save 50+ hours of work, and (5) Strategic disputes get better results than random ones.
No! Federal law (CROA) strictly prohibits credit repair companies from charging advance fees. We charge monthly fees AFTER we've performed services each month. You can cancel anytime with 30 days' notice. No long-term contracts, no hidden fees.
You can dispute credit errors for free. Results not guaranteed. Learn your rights.
Professional credit repair, funding readiness, and compliance
consulting services for businesses and individuals.
863-513-7257
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